Thursday, 3 March 2016

Dividend Formulas

Dividend Formulas

Dividend is an important aspect of equity market (stock market) investment. Therefore dividend is used in couple of important calculation i.e. share price valuation, cost of equity etc. Dividend formulas for various calculations have been given below.

Share Valuation (Zero Dividend Growth) Formula

The following formula is known as dividend discount model. Share value is determined by discounting the future dividend using the cost of equity as discounting factor. This basic concept of dividend discounting has been further classified into two formulas i.e. Dividend without Growth and dividend is growing at constant pace).


Share Price = Do         
                       Ke


Do= Dividend
Ke= Cost of equity

Share Valuation Example (Zero Growth of Dividend)

Dividend (Current Year) = .9
Dividend Growth Expectation = No Growth
Cost of equity=13%

Solution

=.9/.13
=6.92 (Share Price)

 Share Valuation (Constant Dividend Growth) Formula



Share Price = Do ( 1+g)        
                           Ke-g

Do= Dividend
Ke= Cost of equity
g= Dividend Growth

Share Valuation Example (Constant Growth)

Current year announced dividend = .9
Dividend Growth Expectation   =    5%
Cost of equity=13%

Solution

Share Price = Do ( 1+g)        
                       Ke-g

Do=Current Dividend
Ke =Cost of equity
g= Dividend Growth

Share Price = .9(1+5%)
                     13%-5%

Share Price = .9(1+05)
                       .08

Share Price = 11.8

Cost of Equity – (Zero Growth or Constant Dividend)

The following formula is used to calculate Cost of equity, where there is zero growth of dividend.


Cost of Equity =    Do
                                   Po



Do= Dividend
Po= Market Share price

Constant Dividend and Cost of Equity

ABC Company Dividend = .7
Nature of Dividend= Constant
Quoted Price = 12

Solution

Cost of Equity = Constant Dividend          
                        Ex Div Market Price

Cost of Equity = .7
                        12
=5.8%

Cost of Equity (Constant Growth of Dividend)

Dividend discount model can be used to calculated cost of equity of company. The following formula is used to calculate cost of equity for constant dividend growth. This formula cannot be used for negative and random dividend growth.


Cost of Equity =[Do (1+g)] + g
                                  Po



g = Dividend growth Rate
Ke = Cost of Equity
Do =Current Dividend
Po= Share price


Cost of Equity Example (Constant Growth of Dividend)

Dividend for the Year = .7
Growth rate of Dividend (Expected)   = 9%
Share price= 20

Solution



Cost of Equity =[Do (1+g)] + g
                                  Po




Do=Current Dividend
Ke =Cost of equity
g= Dividend Growth

Share Price = .7(1+9%)   + 9%
                          20

Share Price = .7(1+.09) + 9%
                          20

Share Price = 12.81%


Dividend Payout Ratio Formula


Dividend payout ratio show the proportionate of earning distributed among the equity holder of shareholder. This concept has been explained in detail in my other article. Dividend payout ratio is calculated simply by dividing the dividend by the EPS (Earning per Share).


Dividend Payout Ratio =            Dividend      x100
                                                       EPS  



Dividend Payout Formula Example

Dividend Announced = 50 cent
Earnings per Share   = 80 Cent

Calculate Payout ratio of the company?
Solution
Dividend Payout Ratio =            Dividend during the year    
                                                     EPS or Earning

Company A = .5  x 100  
                     .8
=62.5%


Dividend Yield Formula


Dividend yield explains the return on the investment in the form of dividend. This is useful tool for many investors.


Dividend Yield =      Dividend During Year  
                                    Share Market Price


Dividend Yield Formula Example

Dividend Paid =8
Market Price of Share = 30

Dividend Yield?

Solution

Earning Yield = 8
                      30

= 24%


Ex Divided Share Price Formula


Ex dividend share price formula is used to calculate the share price before the payment of dividend. The ex dividend share price concept is used in dividend discount model for calculating the cost of equity. Ex Dividend price is simply calculated by excluding dividend to be paid from the share price.


Ex Dividend Price = Share Price b- Dividend (to be paid)

Ex Div Price Formula Example

Share Price (Market value) = 12
Dividend for Year = 4
Calculate Ex Div Price?

Solution

Ex Div Price = Share Price before Dividend- Dividend (to be paid)

= 12-4
=8 (Ex Div Price)

Gordon Dividend Growth Formula


Gordon dividend growth formula establishes a relationship between retention of profit and future growth of dividend (direct relationship).  Gordon says that in case of high retention of profit would result in high growth of dividend. This relationship has been explained in detail in my other article.


g=br


g= Dividend Growth
b= Profit retention proportion
r= Cost of equity

Gordon Dividend Growth Model Example

Profit Retention propionate= 60%
Cost of equity = 12%

Solution

= 60% x 12 %
=7.2% (Dividend Growth)

Simple Dividend Growth Formula


Simple dividend growth formula is used to calculate the simple growth (not compounded). There are some other growth like Gordon dividend growth and compounded dividend growth, those growth are calculated by other formulas.


Simple Dividend Growth Formula =   Current Dividend     - 1  x 100
                                                               Last Dividend



Dividend Free Cash flow Ratio


Dividend free cash flow is important consideration for dividend decision. This formula explains about a link between company cash flow and its dividend.


Dividend free cash Flow Ratio =       Dividend for Year    
                                                             Free Cash flow



Example

Company ABS has paid following dividend from 2001 to 2005.


Year              Earnings                      Dividend                Free cash Flow

2001             100                             20 million                40 million
2002             100                             40 million                80 million
2003             100                             30 million                60 million

Solution
Year                    Dividend                 Free cash Flow       Dividend /Free cash Flow

2001                   20 million                40 million                20/40 =50%
2002                   40 million                80 million                40/80 = 50%
2003                   30 million                60 million                30/60 = 50%



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