Monday, 28 September 2015

Overcoming shame and fear to succeed


Today's article will seek to identify the mental blocks to success faced by business people.As you will notice a lot is related to fear,shame and self esteem.These issues all arise from early childhood and come to haunt business people years later.The great news is there are solutions once you identify which block or blocks relate to you.

Block; Mental Blocks To Success; Underlying Unmet needs Under The Block= The valid need under Unmet need
1 “I believe it’s not possible” “That’s a pipe-dream I won’t bother” = Self-sabotage,self-esteem from past shame
2 “I think it’s too hard” “I don’t want to pay the price for the work” = Inadequacy due to self- esteem issues
3 “I can’t figure out how to do it" “I have to know how first” = Self-acceptance issues
4 “I am not receptive to help” “I don’t trust advice” = Fear issues from childhood
5 “I am not ready for the change" “I’d have to learn new things” = Loss of control arising from fear
6 “I don’t feel I deserve a better life”“This is all I deserve” = Self-sabotage,self-esteem from past shame
7“I feel guilty to live better than my parents” “Why should they be left behind?” = Co-dependency
8 “I am scared to see truth about myself” “What more will be revealed?” =Self-acceptance issues from past shame
9 “I believe that I don’t have enough time” “It’s beyond me” =Fear issues related to security needs
10 “I believe that I don’t have enough money” “It’s beyond me” =Fear issues related to security needs


Inspired By
Brene Brown work on shame and vulnerability on www.TED.com
Bess McCarty on Business Coaching for Network Marketers

Saturday, 26 September 2015

Free Web Builders

There are plenty of resources that allow you to create you own website, blog, wiki, or social community without having to know any programming language.  These free website creation sites allow you to easily create a site, customize the design, add content, and have your own domain name.

If you don’t know where to start – start here! Start by having online presence and establishing your own branding.
If you aren’t ready yet or cannot afford to have your own domain and website, take a look at these web builders. This is not the best starting point, but it is still good. Downsides is that you don’t really own your content or don’t have really full control over your website until you get your own domain and hosting.
 Wix
They have separated themselves from the rest, since most of the free site builders only let you create html pages.  One of the most advanced solutions for people without any coding experience to build powerful and good looking site easily and fast.

Hey, its Google and they are letting you create a free site….so do it.  As usual, Google makes it extremely easy to build a free website with cool integration features like Google Docs, Google Calendar, and RSS.


Do it yourself - really.


Our simple drag and drop interface makes building beautiful free websites quick and simple.
Whether your website is for business or pleasure, our robust features will help you succeed online.

Jimdo is a new free website builder that is very clean and easy to use.  As you can see in the screen-shot you can create your own URL and add text, photos, and custom design.
 


whether you're a small business owner, a nonprofit, or just want to make a wedding site, a resume site, a portfolio site, or any kind of site at all, Yola help you get it done. Quickly. And easily.


Building a website on Weebly is unlike anything you’ve ever experienced. Drag & drop website builder makes it dead simple to create a powerful, professional website without any technical skills required. Over 6 million people and small businesses have joined Weebly to build their online presence.

Friday, 25 September 2015

Personalities and how it impacts your business and possible solutions


This article deals with four personalities, how it affects your business relationship with clients.There are also possible solutions to improve the particular personality and create a better business environment.
1. Fast and Task Oriented
This business person is dominant,loves results,wants to control and is quick to take action.
This impacts the client who sees the business person as impatient,impulsive and strong willed.The solution for the business person to let the customer feel they can make a decision,do background research earlier and slow their speed to match the client.
2. Fast and People Oriented
This business person is fun,likes recognition,persuades easily,magnetic and impulsive.This impacts the client who sees the business person as stubborn,careless with important details and bases their decisions on personal whims not reason or system.The solution for the business person to simplify and order their details;this can be by having fun presentations and slow their speed to match the client.
3. Slow and People Oriented
This business person is stable,cooperative,good listener and sympathetic.The client views them as one who does not like change,hides feelings and takes time to do something.The solution here is for the business person to improve on their creativity and increase their speed to match the client.
4. Slow and Task Oriented
This business person is meticulous,conscious,analytical,correct and quality oriented.The client views them as perfectionist,has an over reliance on rules, skeptic,pessimistic and not good with feelings.The solution here is for the business person to go easy on factual information,practice patience and respect for clients.

I can say that am a Slow and People Oriented Personality.Which is your personality?
Source:
Bess McCarty

Sunday, 20 September 2015

Consider hiring lawyer to look over lease

http://rjconsolino-chron.blogspot.com/

September 20, 2015

Q: I have found space to lease for my new washateria, and the landlord has given me her standard lease contract. Should I just sign it?

A: Before you sign anything, make sure you understand and agree with all the terms of the contract.

"There is no such thing as a 'standard lease,' and landlords almost always negotiate," says Benjamin Miller, a Houston real estate attorney with Sponsel Miller Greenberg. "Don't lose sight of the fact that the 'Standard Form Lease' represents the landlord's wish list and, if not appropriately modified, may not serve your interests when issues arise."

A lease is much like any business agreement in that it sets out the parameters of a business relationship. You cannot easily break or change a commercial lease. It is a legally binding contract, and a good deal of money is usually at stake.

Hiccups in relationship

When everything goes as planned, most any lease will serve the parties well. The true test occurs when there are hiccups in the relationship. If the lease has not been drafted carefully, a hiccup can become a major problem without a clear solution.

There are, in general, three types of commercial leases. With a gross lease, the renter pays the landlord a fixed monthly rent. It is then up to the landlord to pay all the expenses of operating the building. In a triple net, or NNN, lease, the tenant not only pays base rent, but also part of the building's operating costs. These costs include property taxes, insurance and common area maintenance. Hybrid leases have features of both gross and triple net leases.

Triple net costs are shared according to the percentage of the tenant's square footage to the building's total square footage. So, Miller advises, "Pay attention to what is included in NNN costs and get the right to audit the landlord's cost records."

Maintain the areas

Common area maintenance is generally the amount of additional rent charged to the tenant to maintain the areas of the property shared by all the tenants and from which all tenants benefit. These include repairs, cleaning, janitorial and trash services, as well as personnel costs associated with the property. Most often, common area maintenance doesn't include capital improvements, tenant build-out expenses, legal fees, costs for services to other tenants, commissions to brokers, or costs arising from a landlord's negligence.

You should seriously consider having your lease contract reviewed by an experienced attorney.

Friday, 11 September 2015

Careers in Entrepreneurship and Formal Employment


Entrepreneurship tends to be seen to be for school dropouts,retirees,jobless and the restless.This is because since childhood our minds have been programmed to be tailor made for the formal employment that offers the solace of a non-existent safety.This is in stark contrast to the financial pressure found by employees in formal employment of balancing a lifestyle driven expenses against an inflation driven income. This of course leads to the "mwezi kona" and mid month salary advance requests and more debt.

This focus on formal employment as the only way to earn a living has been attributed to Kenya's education system. It is rigid,idealistic and ignorant of learners' talents outside academia.The result is a vicious cycle of misalignment between formal job openings against job applicants.A meeting held in May 2015 by StoryMoja publishers brought together curriculum developers,psychologists,employers,teachers and parents.Here a career encyclopedia was launched to help deal with problem of youth in NEET or not in education,employment and training.The encyclopedia contains 120 careers,interviews with people in careers of interest and access to mentor ship.

There is a group that aims to inculcate the importance of blue collar jobs;the Daughters of Nile or just DON.It comprises of nineteen young women from various professional fields who reach out to young people in secondary schools to encourage them to seek careers in plumbing,hairdressing and to run them as proper business ventures.
This is remarkable because in Kenya 4 out of 10 people are unemployed and the figure rises in the youth to 7 out of 10 unemployment levels.Clearly the road map of careers needs to be redrawn at an ealier age in the school system in hand with a rigorous mindshift in parents,society and employers.

Inspired by:

Daughters of Nile "Kenya's jobless youth cry for a listening ear"
http://www.nation.co.ke/lifestyle/DN2/-Kenya-s-jobless-youth-cry-for-a-listening-ear/-/957860/2828094/-/format/xhtml/-/vet5p0/-/index.html

Patrick Wameyo "You retire poor because of your socialisation"

http://www.nation.co.ke/lifestyle/money/retrenchment-retirement-career-transition/-/435440/2394722/-/rabvw0z/-/index.html

Storymoja Career Encyclopedia
http://storymojaafrica.co.ke/wp-content/uploads/2015/08/About-Careerpedia.pdf





Sunday, 6 September 2015

Seller financing can help sale of small business!

September 6, 2015
Q: I'm trying to sell my small business, but I'm finding it difficult to do so at the price I need in order to retire. Other than dropping my price, what can I do?

A: Others in your situation have found that offering some seller financing facilitated the sale of their businesses.

The reason is obvious: Many buyers don't have and can't borrow all of the money necessary to purchase the business outright. And those who do may prefer to leverage the purchase to increase the return on their investment. And of course most lenders do not offer anything close to 100 percent financing on a business sale loan.

Seller financing can be a win for both parties. For you, it makes selling the business easier. By helping to finance the sale, you can get a better price and a faster sale. Other benefits include getting an ongoing interest payment that is typically more than you could get from another investment.

If there are any problems with the business, the seller can negotiate an "as-is" provision, which would be hard to do with more conventional financing. If the buyer defaults on the note, the seller gets the business back and keeps all the payments made up to the default. 

Of course, there are risks involved. The main one is that if the buyer defaults on the loan, you may be forced to repossess a business you no longer want that may have been damaged by the buyer. But a seller can diminish the likelihood of that happening by reviewing the buyer's credit history, statements from financial institutions, employment history and other references before the purchase.

For the buyer, the fact that an owner is willing to finance some or all of the sale is evidence that the business is sound; otherwise the seller would not finance it.

Beyond offering to finance part of the sale, other things you can do to help promote the sale of your business include hiring an experienced business broker who has access to more qualified buyers, thereby saving you time, money and headaches. The broker will help you to value your business accurately.

And while dropping the price is not something you want to hear, you will know the price is finally right when the phone starts to ring. There is a sweet-spot price for your business where it will sell, though that may be less than you want.